Paper Title

AN IMPACT ASSESSMENT OF MICRO ENTERPRISES IN TELANGANA

Abstract

Women entrepreneurs‟ play an important role in local economies and a large percentage of micro-enterprises in developing countries are undertaken by women. Rural women frequently have primary responsibility for agricultural production, in addition to domestic responsibilities and childcare. In developing country like India where economic status of women is very pathetic especially in rural areas and opportunities of earning are very less in this scenario the Self Help Groups (SHGs) have paved the way for economic independence of rural women. This paper reviews concisely the literature in this field and addresses in particular empowerment of women through rural entrepreneurship. This paper examines the impact of micro entrepreneurship development and SHGs on women empowerment.
KEYWORDS : Empowerment, Micro Enterprise, Micro Credit, Rural Entrepreneurship, Self Help Groups, Women Entrepreneurs

Paper Title

EXAMINING THE ROLE OF MICROFINANCE IN AGRICULTURAL DEVELOPMENT

Abstract

The quest to meet the credit need of the Nigerian farmers necessitated the focus of this study. The result of Probit regression analysis showed six variables namely age of household head, caste/ethnicity, education of household head, agricultural credit, livestock unit (LSU), and annual household income were statistically significant for farmer’s participation in microfinance. Specifically, the study examined the contribution of microfinance banks (MFBs) towards agricultural development, analyzed and compared the loans given out by these banks to agricultural sector with those given to other investment activities in the study area, examined the repayment level of the various sectors and identified the constraints hindering efficient contribution of the banks to agricultural development in the stud area. Although the production, income and gross margin of rice and wheat and gross margin of livestock was found statistically higher among the farmers participating in microfinance, the expense for rice and wheat was also found significantly higher among the farmers participating in microfinance. Data obtained from ten MFBs in Kwara State were used for the study. Descriptive and inferential statistics were used for data analysis. The study revealed that most of the banks’ loanwere granted to trade and commerce sector while the agricultural sector obtained just about one-fifth of loan disbursement annually.
KEYWORDS : agricultural credit, commerce sector, agricultural sector, microfinance banks (MFBs), data analysis

Paper Title

IMPACT OF TALENT MANAGEMENT ON EMPLOYEE PERFORMANCE AND JOB SATISFACTION IN NBFCS

Abstract

Talent management is the core functional unit of an organization, and In order to enhance the productive performance of employees, talent management uses human resource planning to achieve this goal. To make them a part of talent management and strategic workforce planning, efforts have been made to retain, develop, attract, and reward employees. Talent management can lead to higher level performance and satisfaction of employees\' instead of being a process of hiring; reinforcing and evaluating the aptitude. Keeping in mind the necessity of talent management, this paper analyzes probable scenarios of talent management practices in public sector banks and how these practices, in turn, improve bank employees\' performance. Furthermore, it examined how talent management practices could influence the employees’ satisfaction in Indian public sector banks. The study will tender to the talent management literature by pondering how talent management practices affect the organizational outcomes, such as employee satisfaction and performance.
KEYWORDS :

Paper Title

SKILL DYNAMICS IN A CHANGING WORKFORCE: THE INTERPLAY OF SOCIAL, LIFE, AND EMPLOYABLE COMPETENCIES

Abstract

In the modern workforce, skill dynamics play a crucial role in shaping employability and career progression. As industries evolve, the demand for a well-rounded skill set—including generic, life, and employable skills—has increased. Generic skills such as communication and problem-solving, life skills like adaptability and emotional intelligence, and industry-specific technical competencies collectively determine workforce efficiency and professional success. This study examines the interrelation between these skill types and the role of social factors, such as networking, mentorship, and workplace culture, in skill acquisition. Using a quantitative research design, data was collected from 100 respondents in Telangana through structured surveys, supplemented by interviews and case studies. The findings reveal significant skill gaps, particularly in digital literacy, leadership, and data analytics, highlighting the need for targeted skill development programs. The study emphasizes the importance of training programs, internships, and mentorship initiatives in bridging these gaps. Implications for employees, educators, and policymakers are discussed, along with recommendations for enhancing industry-academic collaboration. Future research should focus on the long-term impact of skill-building strategies and the influence of emerging technologies on workforce requirements. Strengthening skill development efforts will be essential in ensuring long-term employability and economic growth.
KEYWORDS : Skill Development, Employability, Workforce Training, Social Influence, Career Progression

Paper Title

EXAMINING THE HISTORICAL TRAJECTORY OF TRIBAL DEVELOPMENT POLICIES IN NALGONDA DISTRICT, TELANGANA: LESSONS AND FUTURE DIRECTIONS

Abstract

This study explores the historical trajectory of tribal development policies in Nalgonda District, Telangana, highlighting the challenges and successes of these initiatives in addressing the needs of tribal communities. The research employs a mixed-methods approach, encompassing qualitative analyses of historical documents and quantitative data from household surveys, to evaluate the effectiveness of key policies such as the Integrated Tribal Development Project (ITDP) and the Forest Rights Act (FRA). Findings reveal significant disparities in socio-economic outcomes, such as income and access to healthcare services, illustrating the ongoing marginalization of many tribal households. While beneficiaries of the FRA reported higher income levels and land ownership compared to non-beneficiaries, the inconsistent implementation of policies raises concerns about equitable access to resources. Community participation emerged as a critical theme, with respondents emphasizing the need for inclusive decision-making processes that respect tribal identities and cultural contexts. Recommendations for future policies include enhancing awareness of tribal rights, improving literacy and healthcare access, and fostering collaboration between government agencies and tribal communities. Ultimately, this study underscores the necessity of adopting a holistic and participatory approach to tribal development, aiming to empower tribal populations and promote sustainable livelihoods. By addressing historical injustices and current challenges, policymakers can work towards creating a more equitable future for marginalized communities in Nalgonda District.
KEYWORDS : Tribal development, policy analysis, Nalgonda District, Telangana, historical study, governance, socio-economic factors.